Advanced Life Insurance Needs Calculator
Determine your optimal life insurance coverage based on your financial obligations, income replacement needs, and future goals
👨👩👧👦 Personal Information
💰 Financial Information
🏦 Financial Obligations
⚙️ Calculation Parameters
Recommended Life Insurance Coverage
$1,250,000
Based on DIME method (Debt, Income, Mortgage, Education)
$850,000
Income Replacement
$280,000
Debt Coverage
$100,000
Education Fund
Existing Coverage Gap
$1,000,000
Additional coverage needed beyond existing policies
Years of Income Replacement
10
At current spending levels
📊 Coverage Breakdown
| Component | Amount | % of Total |
|---|
📈 Coverage Over Time